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Home Buying Journey: Start with Your Loan

Photo by Nattanan Kanchanaprat via Pixabay If you’re in the market to purchase a home, it can be a confusing process. Interest rates, types of loans and what may apply to you can all sound like a foreign language. It’s always best to have some background knowledge before going to see ...

How To Make Your Home Sale “Smooth Sailing”

If you’ve ever been on a cruise ship, you know that rough waters can result in a miserable experience. Even on modern ships equipped with stabilizers, choppy seas and bad weather can leave you stuck below deck – and possibly seasick. In fact, the expression “smooth sailing” comes from a desire ...

How Homestead Laws Help Protect Against Bankruptcy

Photo by Melinda Gimpel on Unsplash People who own homes but fall on hard times have a chance to keep their homes. West Virginia has a homestead exemption of $5,000 for equity in the house. The homestead exemption does not work for the lender for the loan, but it does keep other creditors from ...

Cost Considerations for Foreclosed Property

Image by Steve Heap from Shutterstock An active housing market has reduced the number of foreclosed homes in inventory, but there will always be foreclosed homes available to purchase. Many buyers are not aware of what to expect when purchasing a foreclosure. Here are some home truths about buying a distressed ...